When you are looking at having work done on your roof, the first thing that naturally comes to mind is often ”How much will this cost me?” While the cost is obviously going to be an important factor in your decision of who you’d like to hire to do the work, it should not be the only one. An number of other factor need to be considered , including whether or not the person or company you are thinking about hiring carries insurance, and if the individual performing the work is properly licensed.

Whether you hire someone to replace the roof, inspect it for damage, or do repairs, any company you work with has to be insured. This is a necessity for your protection, as well as for the best interests of their employees and their business. Ideally, the company and its workers need to have both liability coverage and workman’s compensation insurance. Liability insurance protects the homeowner’s property. In the event of damage by either the contractor or his employees, the company must pay to correct what was destroyed or damaged, or compensate the owner in the amount of the repairs. Second, anyone working on your property should have workman’s compensation coverage, which will provide a percentage of his income and pay for medical expenses and other necessities if an injury occurs during the course of the project.

Before you sign a contract to begin work, ask to see proof of both types of insurance. It’s also a good idea to call the company listed as the insurer, just to make certain that everything is current, and coverage is actually in effect. If not, you could be responsible for any injuries that occur on your property.

In addition to having proper coverage for its’ workers, the roofing company you decide to do business with should be licensed, either by the city or county that you live in. An unlicensed roofer is a lawsuit waiting to happen. Hiring a licensed roofer also provides you with recourse for unsatisfactory work; if the work is done poorly, not completed, or if your property was damaged during the work, you can appeal to the Contractors Board for assistance in filing a complaint, or in having a complaint resolved.

For Northern Virginia roof repairs and replacements of all sizes, Roofing And More is the affordable, dependable choice. Get your free estimate today with a call to [company_number] or visit www.roofingandmoreinc.com, and give your home the attractive, reliable roofing you’ve always wanted.